Insurance & Payment

PPO Dental Insurance & Payment Options at Espire Dental Longmont

Proudly serving patients across the Longmont area, our team at Espire Dental Longmont is committed to providing options that enable you to receive the best possible treatment. Dental insurance doesn’t always cover the cost of your dental treatment, which is why we also offer our patients convenient payment options that make high-quality dental care affordable and easy.

Espire Dental patient smiling while using her laptop
No Insurance? We've got you covered.
Espire Care Plan
For patients without Dental Insurance, Espire Dental Longmont offers our Espire Care Plan, our dental savings plan that will help you eliminate insurance worries and maximize your savings.

Would you like to make a payment?

View and pay your bill online through your Patient Portal
Payment methods that we accept:
Online or in practice: Visa, Master Card, American Express, Discover
In practice only: Personal Checks, Apple Pay, Google Pay

Espire Dental Longmont Accepts Most PPO Dental Insurance Plans & Offers Flexible Payment Options

We verify your insurance benefits in advance
We file claims directly with your PPO provider
We get clear estimates before treatment begins

Maximize your benefits without the stress. Let our team handle the paperwork so you can focus on what matters most, your smile.

Every insurance plan is unique, but we’ll ensure you know your exact costs before treatment, allowing you to move forward with clarity and confidence.

When you visit Espire for the first time, you can expect:

Clear estimates upfront: We break down costs, co-pays, deductibles, and coverage before treatment.
Convenient payments: Pay online, in-office, or with text-to-pay. Whatever method works best for you.
Care over coverage: We’ll recommend treatment that prioritizes your long-term health and personal needs
Full transparency: We’ll help you understand your benefits, annual maximums, and plan exclusions.
Personalized care: Every treatment plan is tailored to you, maximizing your insurance benefits and budget

We Accept Most Insurance PPO Plans at Espire Dental Longmont

At Espire Dental Dental, we accept a wide range of PPO dental insurance plans so you can use your benefits toward the care you need. Our team helps patients maximize coverage by verifying benefits in advance and filing claims directly with insurance providers.Some of the insurance plans commonly used by our patients include Delta Dental, Aetna, Cigna, and more. If you don’t see your insurance listed, give us a call; we’re happy to check your plan for you.

Please note: Our office is unable to accept Medicaid dental insurance plans.

Aetna
Ameritas
Careington
Cigna
Delta Dental
Dental Health Alliance
GEHA Connection Dental
Guardian
Humana
MetLife
Principal
Sun Life
Tricare
United Concordia Dental
United Healthcare

Aetna

Ameritas

Careington

Cigna

Delta Dental

Dental Health Alliance

GEHA Connection Dental

Guardian

Humana

MetLife

Principal

Sun Life

Tricare

United Concordia Dental

United Healthcare

Want to know how your PPO dental insurance works with Espire Dental Longmont?

At your first appointment, our team will walk you through your dental benefits and give you a clear estimate before treatment begins. Call or schedule online to get started today!

We Offer Care Credit Payment Plan Options

We believe everyone deserves a beautiful and healthy smile. We welcome and accept Care Credit. If you already have Care Credit, we can use your existing account. If not, we make it quick and easy to apply online for convenient, low interest, and deferred zero-interest payment options that will fit into your monthly budget, offered through Care Credit.

Once you complete the simple online application to choose your ideal monthly plan, you'll receive confirmation fromCare Credit within minutes. Please note that payment plans are subject to credit approval and require minimum monthly payments.

Visit www.carecredit.com for more information.

Frequently Asked Questions

Espire Dental Longmont accepts most major PPO plans, including Delta Dental, Cigna, MetLife, Aetna, and UnitedHealthcare. Many patients use their PPO benefits here with ease. Call and schedule your appointment today. On your first visit, our Longmont team will verify and share a personalized treatment plan and provide a breakdown of your dental benefits.

While Espire Dental Longmont is not able to accept Medicaid plans, most PPO policies can be used here. If you don’t have insurance, our Espire Care Plan makes expert dental care in Longmont affordable at just $40/month, covering exams, cleanings, and X-rays, plus additional discounts on restorative treatment without any annual plan deductibles or maximums.

Most PPO dental plans cover preventive services, such as exams, teeth cleanings, and X-rays, at little to no out-of-pocket cost. During your visit, our Longmont team will verify your benefits based on the treatment you need and share a personalized estimate of your dental benefits. Call us today to get started, or book online in 60 seconds.

Yes! Our adult Espire Care Plan is $40/month and includes exams, teeth cleanings, and X-rays, as well as discounts on additional restorative treatment. Our Espire Care Plan has no waiting periods, unlimited savings (no annual maximum like traditional dental insurance), and no deductibles!. It’s the easiest way to maintain your dental health without traditional insurance.

Absolutely. Our Longmont team files your PPO dental claims on your behalf, works directly with your insurance company, and helps maximize your benefits. That way, you can focus on your smile while we handle the paperwork.

Yes. We will provide you with an estimate and review it with you before starting treatment, outlining the plan’s coverage and estimating your co-pay portion based on the information we receive from your insurer. If insurance pays slightly more, you’ll receive a refund or credit. If it pays less, we make it simple with flexible options like CareCredit, HSA/FSA, and online payments.

All Espire locations accept most PPO insurance plans. For accurate details, call Espire Dental Longmont and our team will confirm your options before booking.

Espire Dental’s Commitment

At Espire Dental, our focus is on you. Our clinical recommendations are always based on your best interest, not your insurance plan. We handle the paperwork, give you clear estimates, and make every effort to provide the most accurate information about your benefits. Our team is here to answer your questions and ensure you have the best possible dental experience.

A smiling patient at Espire Dental wears headphones and relaxes in the treatment chair.

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United Healthcare
United Concordia Dental
Tricare
Sun Life
Principal
MetLife
Humana
Guardian
GEHA Connection Dental
Dental Health Alliance
Delta Dental
Cigna
Careington
Anthem
Ameritas
Aetna

United Healthcare

United Concordia Dental

Tricare

Sun Life

Principal

MetLife

Humana

Guardian

GEHA Connection Dental

Dental Health Alliance

Delta Dental

Cigna

Careington

Anthem

Ameritas

Aetna